Borrow up to 18k with no interest

Okay, so for those who had some kind of one-time costly expense, you may have wished you could borrow a few thousand dollars for a short while. Here's one way to do that.

Let me first lay out the pros:

1. No hit to your credit
2. No interest fee

Honestly, that's it you should need to hear.

So here's what you actually do:

1. Open one or two business credit cards that have a 0%APR period. When you open two on the same day, your credit will only be checked once, which minimizes the effect on your credit score:

2. Call the card issuer to transfer the credit from one card to the other. That way, one card will have a really high limit. If you don't do that, you can also split your charges between the 2 cards.

3. Find out how long you have 0% APR for. That means how long you can carry a balance without having to pay interest on it. Having Zero-percent APR is generally a promotional periods between 12 and 21 months during which no interest is charged on your balance.

4. Make the minimum monthly payments on time, and be sure to pay the card in full by the time your 0% APR ends.

Because this is a business card, the balance that you're carrying won't effect your credit score.

**Just a quick warning, only use this method if you are SURE that you have a way to pay off the card when the 0% APR period ends.

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Click here to see my two favorite business cards.