Definition: A credit card person is someone who can utilize the perks of credit cards without getting caught in debt or behaving irresponsibly.

If ALL of the following apply to you then you’re a credit card person:

-You never missed a credit card payment

-You have no debt

-You pay your credit card bill in full every month

If any of these don’t apply, don’t worry! You’re with over 69% of American BUT don’t have any credit cards! Cut up any exiting ones and don’t apply for more!

If all did apply, congratulations! You’re a minority in America and a credit card person! Take advantage of credit card perks and be responsible!